Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$485,000

107 VILLAGE DEL LAGO Circle, St. Augustine Beach, FL 32080

Ocean Gallery Condo

Price
$485,000
Beds / Baths
2 / 2
Living area
1,098 sqft
Year built
1982
Type
Condo
Lot
Garage
0
HOA
$640/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
116
Elementary
W. D. Hartley
Middle
Gamble Rogers
High school
Pedro Menendez

$442/sqft asking, vs a $373/sqft median across 324 closed sales in 32080 over the last 12 months — 18% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to The Ocean Gallery, a beach-side resort style community on beautiful Anastasia Island. This thoughtfully remodeled 2 bedroom / 2 bath condo is located perfectly next to the clubhouse which also has a heated pool and the tennis / pickle-ball courts are conveniently across the street. The sought after Bikini II model is currently ''gold rated'' by the on-site property management team having remodeled kitchen and baths, and an enclosed loft bedroom upstairs. There is also a large 16x7 screened patio with great lagoon views, a perfect spot for morning coffee and a sunrise. The community offers its guests and residents a plethora of amenities that include; private beach access, several swimming pools, spa, jacuzzi, and an exercise facility. Everyday feels like a vacation at The Ocean Gallery, schedule a showing today.

What to check on this one

  • Obtain full HOA docs: reserve study, meeting minutes, special assessments planned
  • Verify flood zone designation and obtain elevation certificate for this address
  • Request condo SIRS report and latest milestone inspection findings
  • Confirm roof age and current insurance carrier approval for 1982 building
  • Review HOA rental restrictions and short-term rental lease eligibility
  • Inspect plumbing materials—cast-iron/polybutylene common in 1982 units

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,517/mo
Property tax (1.1% eff., St. Johns Co.)$445/mo
Homeowners insurance (est.)$292/mo
HOA$640/mo
All-in monthly (est.)$3,894/mo

Loan $388,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY. Data via realMLS (Northeast Florida MLS), updated May 13, 2026, 1:19 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.