Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,038,688

5534 Settlers Rdg Court, Jacksonville, FL 32224

Seven Pines

Price
$1,038,688
Beds / Baths
4 / 3
Living area
2,626 sqft
Year built
2026
Type
Residential
Lot
Garage
3
HOA
$8/mo
CDD
Yes
Flood zone
Unknown
County
Duval
Days on market
116
Elementary
Twin Lakes Academy
Middle
Twin Lakes Academy
High school
Atlantic Coast

$396/sqft asking, vs a $261/sqft median across 1,004 closed sales in 32224 over the last 12 months — 51% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Step into the Costa Mesa: bright, open living with 4 bedrooms, 3 baths, and a deluxe kitchen with island. 12-foot ceilings in the living room and a covered lanai extend your entertaining space outdoors. Master suite with walk-in closet and spa bath. Flex room and customization options make this home truly yours.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment timeline.
  • Review builder warranty coverage terms and transferability to next owner.
  • Request final homeowner insurance quote; confirm insurer accepts new construction.
  • Verify all customization selections locked in; confirm completion timeline.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,390/mo
Property tax (1.1% eff., Duval Co.)$952/mo
Homeowners insurance (est.)$606/mo
HOA$8/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$7,123/mo

Loan $830,950 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ICI SELECT REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 7:55 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.