Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$149,000

2910 RAVINES Road 1108, Middleburg, FL 32068

The Ravines

Price
$149,000
Beds / Baths
2 / 2
Living area
1,268 sqft
Year built
1984
Type
Condo
Lot
—
Garage
0
HOA
$397/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
154

Captivating Nature Views & Extra Space in The Ravines! Discover the perfect blend of tranquility and comfort in this ground-floor condominium nestled within the highly sought-after, gated community of The Ravines. Offering 1,268 square feet of living space, this unit is priced well to allow you to bring your vision and build instant equity. Home has just been freshly painted, and offers two generously sized bedrooms, two baths, two living areas, and two outdoor seating areas where the nature will take your breath away! Wonderful option for those looking to downsize, avoid yard work, simplify, and/or just craving a peaceful place to call home!

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE
  • Review condo milestone inspection report (structural reserve study) and SIRS status
  • Confirm HOA $397/mo covers all; request 12 months financials and rental restrictions
  • Get roof age and last inspection date; verify homeowners insurance availability
  • Inspect plumbing type (polybutylene/cast-iron common in 1984); check for prior water damage
  • Confirm no special assessments pending; review condo bylaws and meeting minutes

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$773/mo
Property tax (1.1% eff., Clay Co.)$137/mo
Homeowners insurance (est.)$292/mo
HOA$397/mo
All-in monthly (est.)$1,599/mo

Loan $119,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Oct 10, 2026, 2:27 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.