Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$394,900

11479 RED KOI Drive, Jacksonville, FL 32226

Alta Lakes

Price
$394,900
Beds / Baths
4 / 3
Living area
2,033 sqft
Year built
2020
Type
Residential
Lot
0.2 ac
Garage
2
HOA
$9/mo
CDD
Yes
Flood zone
Unknown
County
Duval
Days on market
117

Beautiful 4BR/3BA home in desirable Alta Lakes! Built in 2020, this open-concept floor plan features over 2,000 SF of living space with spacious living and dining areas, a well-appointed kitchen with abundant cabinetry and prep space, and a flexible split-bedroom layout ideal for families or guests. The primary suite offers a private retreat with en-suite bath and generous closet space. Situated on a large lot with a fully usable backyard and located near community amenities including pool, clubhouse, fitness center, playground, and walking paths. Conveniently located near shopping, dining, Jacksonville International Airport, and major commuter routes.

What to check on this one

  • Verify exact flood zone and elevation certificate; confirm CDD bond payoff amount due at closing.
  • Pull HOA/CDD governing docs and rental restrictions; confirm $9/mo HOA + annual CDD assessment total.
  • Confirm roof warranty remaining and HVAC service history; 2020 build should be under manufacturer coverage.
  • Review Alta Lakes master HOA/CDD amenity upkeep and any pending special assessments or reserves.
  • Verify homeowners insurance quotes; confirm roof and wind-mitigation eligibility with FL insurer.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,049/mo
Property tax (1.1% eff., Duval Co.)$362/mo
Homeowners insurance (est.)$292/mo
HOA$9/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,879/mo

Loan $315,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 9:54 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.