$999,000
88 CAT Road, Ponte Vedra Beach, FL 32082
Palm Valley Gardens
- Price
- $999,000
- Beds / Baths
- 3 / 3
- Living area
- 3,271 sqft
- Year built
- 2003
- Type
- Residential
- Lot
- 0.52 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 116
- Elementary
- Ocean Palms
- Middle
- Alice B. Landrum
- High school
- Ponte Vedra
$305/sqft asking, vs a $402/sqft median across 897 closed sales in 32082 over the last 12 months — 24% below the area's closed prices. Price recently reduced; selling at $305/sf versus $402/sf in comparable recent sales—ask agent why current asking trails the market.
NEW LOWER PRICE! Enjoy the Palm Valley lifestyle with space, privacy, and no HOA, all on a fully fenced half-acre. This home offers 3 spacious bedrooms plus an oversized bonus room, ideal for a playroom, additional living space, or potential 4th bedroom. The open floor plan is complemented by tall ceilings and a large kitchen with ample cabinet space, creating a comfortable layout for everyday living and entertaining. A welcoming front porch with room for rocking chairs adds to the home's charm. The primary suite is located on the first floor, while upstairs features two additional bedrooms, a bonus/family room, and a massive walk-in storage area. The property also includes a storage shed and plenty of room to park a boat or RV. Conveniently located just off Roscoe Blvd, close to the Intracoastal, Palm Valley boat ramp, and the beach.
What to check on this one
- Verify actual flood zone designation (AE/VE) via FEMA map—get elevation certificate if applicable.
- Confirm roof age and condition; 23-year-old roof may need insurer review or replacement soon.
- Order 4-point inspection (roof, HVAC, plumbing, electrical) and wind-mitigation inspection for insurer approval.
- Check polybutylene or cast-iron plumbing era issues; home built 2003 likely okay but verify.
- Confirm septic system (if applicable) maintenance records and any well/septic service history.
- Review title for any CDD or utility district bonds, assessments, or liens on the property.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $799,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 27, 2026, 6:45 AM.
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