Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$409,900

110 OCEAN HOLLOW Lane 118, St. Augustine, FL 32084

Villages Of Vilano

Price
$409,900
Beds / Baths
3 / 2
Living area
1,313 sqft
Year built
1989
Type
Condo
Lot
Garage
2
HOA
$880/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
117

PRICE REDUCTION! Beach life starts here! Bring the family and the pets to this beautifully updated 3 Bedroom, 2 Bath condo just steps to the Ocean. Located in a private gated community with its own shaded beachfront gazebo this is the place to relax, enjoy the sunrise and enjoy coastal living at its best. Enjoy your own private beach walkover, so no traffic or dodging cars on A1A! This rare 3 Bedroom Condo exudes charm with stylish Shiplap in the living room, high end chic kitchen cabinets that complement the stainless appliances and granite counters. Other notable updates are LVP, plantation shutters, closet built-ins, and private screened porch for listening to the Ocean waves. The condo comes with 2 assigned parking spaces in the shaded basement with elevator - no need to climb stairs unless you want to! The unit also has a storage locker in the garage to store all your beach gear. Don't delay, this home is perfect for full-time living, vacationing, or an investment property

What to check on this one

  • Verify condo milestone inspection (35+ years old) and SIRS report status with HOA.
  • Request last 3 years HOA meeting minutes, budget, reserve study, and special assessments.
  • Confirm roof age and current insurance carrier acceptance for 1989 condo.
  • Obtain flood zone designation and elevation certificate for beachfront property.
  • Review condo rental lease restrictions if considering investment use.
  • Get 4-point inspection report; verify plumbing material (polybutylene / cast-iron risk).

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,127/mo
Property tax (1.1% eff., St. Johns Co.)$376/mo
Homeowners insurance (est.)$292/mo
HOA$880/mo
All-in monthly (est.)$3,675/mo

Loan $327,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXIT 1 STOP REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 7:56 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.