$449,000
652 SPANISH WELLS Road, Jacksonville, FL 32218
North Creek
- Price
- $449,000
- Beds / Baths
- 5 / 3
- Living area
- 2,907 sqft
- Year built
- 2005
- Type
- Residential
- Lot
- 0.16 ac
- Garage
- 2
- HOA
- $51/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 112
ASSUMABLE FHA 3.75%. Welcome to this spacious 5-bedroom pool home located in the highly desirable North Creek community in Jacksonville! Nestled on a wooded backyard homesite, this property offers the perfect combination of privacy, space, and outdoor living. Step outside into your own backyard retreat featuring a vinyl fenced yard and a private pool, creating the ideal setting for entertaining guests, relaxing weekends, or enjoying Florida living year round. The wooded backdrop adds an extra sense of peace and privacy rarely found. Inside, the home offers a functional and versatile layout with plenty of room for growing families, guests, home offices, or flex spaces to fit your lifestyle. Spacious living areas and comfortable bedrooms provide the perfect blend of comfort and convenience. North Creek residents enjoy access to outstanding community amenities including a resort-style pool, playground, tennis and pickleball courts, basketball court, walking areas, and RV/boat storage. Conveniently located near shopping, dining, schools, Jacksonville International Airport, River City Marketplace, and major commuter routes including I-95. This home offers the space, privacy, and lifestyle today's buyers are searching for -- all in one of North Jacksonville's most popular communities. Schedule your private showing today!
What to check on this one
- Verify roof age and get inspection—home is 21 years old, insurer may require 4-point
- Confirm flood zone designation and obtain elevation certificate if in AE/VE
- Request HOA documents and pool maintenance cost responsibilities
- Inspect plumbing type—cast-iron or polybutylene common in 2005 builds
- Verify assumable FHA 3.75% loan terms with lender before offer
- Get pool inspection report and confirm equipment age/condition
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $359,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 10:45 AM.
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