Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$38,500

5662 CARIBBEAN Circle, Keystone Heights, FL 32656, Keystone Heights, FL 32656

Big Tree Lakes

Price
$38,500
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.08 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
120

Welcome to your opportunity to own a piece of peaceful Florida living. 1.08 acres of land nestled in a quiet, natural setting, this property offers the perfect blend of privacy and potential--ideal for those looking to build, invest, or create a personal retreat. Surrounded by the beauty of North Florida's landscape, this lot provides a serene atmosphere while still being conveniently located between Jacksonville and Gainesville, giving you easy access to shopping, dining, and everyday conveniences. Whether you're planning your dream home or looking for a smart land investment, this property offers flexibility and value in a growing area. Enjoy the charm of small-town living with nearby lakes, parks, and outdoor recreation, all while staying within reach of larger city amenities. Don't miss your chance to secure your own slice of Keystone Heights! No Mobile home land home financing.

What to check on this one

  • Verify exact flood zone designation with Clay County Property Appraiser and FEMA flood maps.
  • Confirm septic and well feasibility; obtain soil/perc test if not already completed.
  • Review Clay County zoning code and building restrictions for your intended use.
  • Verify utility availability and extension costs (water, sewer, electric, internet).
  • Confirm land survey is current and property lines are marked.
  • Check Clay County permitting timeline and costs for your planned structure.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$200/mo
Property tax (1.1% eff., Clay Co.)$35/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$527/mo

Loan $30,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Jul 27, 2026, 9:12 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.