Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$350,000

1514 LACHLAN Circle, Jacksonville, FL 32218, Jacksonville, FL 32218

Seaton Creek Reserve

Price
$350,000
Beds / Baths
4 / 3
Living area
2,006 sqft
Year built
2024
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$64/mo
CDD
Yes
Flood zone
Unknown
County
Duval
Days on market
108

$174/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to Seaton Creek Preserve, conveniently located on the Northside of Jacksonville, minutes from JIA, Jacksonville Zoo, and the shops/restaurants of River City Marketplace. This small community features resort style amenities, including a pool, fitness facility, and clubhouse (without having the wait of building!) This move in ready home, is a low maintenance dream, with neutral colors and tile floors throughout the living, dining, and kitchen areas. The timeless kitchen features stainless steel appliances, quartz countertops, and white shaker cabinets. There's a large walk-in pantry, and the space opens up to the living and dining room. Need more room for entertainment? Open the triple sliding door and head out onto the screened in porch, creating a seamless indoor/outdoor Florida living vibe. The first two bedrooms share a hallway and bathroom. The third is more private, with its own bathroom attached, perfect for multi-generational living and/or guests. The split floorplan allows for a primary retreat with an oversized bedroom, his and hers closets, and plenty of natural light. The ensuite continues the classic white cabinetry and quartz combo, with double sink, a soaker tub, water closet, and stand alone shower. Tech features are sprinkled throughout to make life easier, including a Ring doorbell, programmable exterior locks, a smart thermostat, and built in community wifi. $1000 Lender Credit when you use Preferred Lender! (Josh Lovely with Atlantic Trust Mortgage)

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Verify CDD bond payoff amount and remaining assessment term.
  • Review HOA documents for rental restrictions and community rules.
  • Confirm builder warranty coverage details and transfer eligibility.
  • Check that all builder-installed appliances and HVAC systems are under warranty.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,816/mo
Property tax (1.1% eff., Duval Co.)$321/mo
Homeowners insurance (est.)$292/mo
HOA$64/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,660/mo

Loan $280,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 5:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.