$350,000
1881 SAGE CREEK Place, Middleburg, FL 32068
Azalea Ridge
- Price
- $350,000
- Beds / Baths
- 3 / 3
- Living area
- 2,031 sqft
- Year built
- 2020
- Type
- Residential
- Lot
- 0.16 ac
- Garage
- 2
- HOA
- $225/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 113
Super Deal! Beautiful 3/3 model-like home in a gated 55+ active adult community in Middleburg! Located on a private preserve lot (no rear neighbors) on a quiet cul-de-sac street. This 2020-built home shows like new. Just steps from the adult pool & clubhouse PLUS has access to the family resort-style amenity center w/pool slides, playground & more - perfect for visiting grandchildren! Open floorplan features a gorgeous white kitchen with 42'' cabinets, granite counters, California island, dining area & spacious family room. LVP flooring in main living areas, split bedroom layout, TWO private owners suites - ideal for guests or multigenerational living, plus a large laundry room. Primary suite offers dual vanities, oversized tiled shower & huge walk-in closet. Relax in the seasonal sunroom overlooking the preserve. HOA includes lawn & shrub maintenance for easy, low-maintenance Florida living near shopping, dining & medical facilities.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE
- Request CDD bond payoff amount and remaining assessment schedule
- Confirm HOA $225/mo covers all fees; review 55+ age restriction lease terms
- Inspect roof age documentation (2020 build); verify insurance carrier accepts property
- Review HOA/amenity rules on guest stays and multigenerational occupancy limits
- Obtain last 12 months HOA meeting minutes and reserve study
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $280,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 5:59 PM.
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