Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$350,000

1881 SAGE CREEK Place, Middleburg, FL 32068

Azalea Ridge

Price
$350,000
Beds / Baths
3 / 3
Living area
2,031 sqft
Year built
2020
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$225/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
113

Super Deal! Beautiful 3/3 model-like home in a gated 55+ active adult community in Middleburg! Located on a private preserve lot (no rear neighbors) on a quiet cul-de-sac street. This 2020-built home shows like new. Just steps from the adult pool & clubhouse PLUS has access to the family resort-style amenity center w/pool slides, playground & more - perfect for visiting grandchildren! Open floorplan features a gorgeous white kitchen with 42'' cabinets, granite counters, California island, dining area & spacious family room. LVP flooring in main living areas, split bedroom layout, TWO private owners suites - ideal for guests or multigenerational living, plus a large laundry room. Primary suite offers dual vanities, oversized tiled shower & huge walk-in closet. Relax in the seasonal sunroom overlooking the preserve. HOA includes lawn & shrub maintenance for easy, low-maintenance Florida living near shopping, dining & medical facilities.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Request CDD bond payoff amount and remaining assessment schedule
  • Confirm HOA $225/mo covers all fees; review 55+ age restriction lease terms
  • Inspect roof age documentation (2020 build); verify insurance carrier accepts property
  • Review HOA/amenity rules on guest stays and multigenerational occupancy limits
  • Obtain last 12 months HOA meeting minutes and reserve study

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,816/mo
Property tax (1.1% eff., Clay Co.)$321/mo
Homeowners insurance (est.)$292/mo
HOA$225/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,821/mo

Loan $280,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 5:59 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.