$38,500
5523 CAPULIN Street, Keystone Heights, FL 32656, Keystone Heights, FL 32656
Florida Frontier
- Price
- $38,500
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 0.68 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 119
Tucked away in the peaceful charm of Keystone Heights, this .68-acre waterfront (when the water is up) property on Winding Tree Lake offers a little slice of laid-back Florida living. With a unique mix of winding canals and open bays that lead out to Smith Lake, this spot is perfect for exploring by small boat or kayak and casting a line for a relaxing day of fishing. Set along a lightly paved road, you'll enjoy a quiet, tucked-away feel while still being just about five minutes from the convenience of the local Dollar General for everyday essentials. Whether you're dreaming of a cozy getaway, a weekend fishing retreat, or your future home-site, this property offers a peaceful setting with just the right touch of accessibility. Bring your vision--and maybe your fishing pole--and start enjoying life on the water! 🎣🌿No Mobile home land home financing.
What to check on this one
- Verify flood zone designation with FEMA map; waterfront may affect insurance/financing
- Confirm lake access rights and any deed restrictions on Winding Tree Lake
- Check Clay County records for septic/well feasibility and permitting history
- Obtain title commitment; verify no liens, easements, or HOA covenants
- Confirm no mobile-home restriction limits your intended use; review building codes
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $30,800 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Jul 27, 2026, 9:16 PM.
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