Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$114,900

540 E 56TH Street, Jacksonville, FL 32208, Jacksonville, FL 32208

Panama Park

Price
$114,900
Beds / Baths
3 / 2
Living area
912 sqft
Year built
1947
Type
Residential
Lot
0.11 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
117

$126/sqft asking, vs a $116/sqft median across 744 closed sales in 32208 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Cozy 3 bed 1.5 bath home situated in Panama Park. Recently updated with new carpet in the bedrooms and living room and new LVP in the dining room and kitchen. Fresh paint, newer fixtures and a new side porch help make this home move-in ready! Roof was replaced in 2019 and HVAC was replaced in 2022.

What to check on this one

  • Verify roof replacement date 2019 and obtain documentation for insurance qualification.
  • Order 4-point inspection (home age 1947 triggers insurer requirement in Florida).
  • Confirm flood zone via FEMA map; request elevation certificate if in AE/VE.
  • Verify HVAC 2022 replacement with receipt; confirm warranty transfer eligibility.
  • Check plumbing material era (1947 build may have cast-iron or polybutylene—get inspector report).
  • Pull title commitment to confirm no liens, easements, or code violations.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$596/mo
Property tax (1.1% eff., Duval Co.)$105/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$993/mo

Loan $91,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of THE THAYVER GROUP. Data via realMLS (Northeast Florida MLS), updated Jun 4, 2026, 8:03 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.