Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$359,359

55 PONCE PRESERVE Drive, Palm Coast, FL 32164, Palm Coast, FL 32164

SummerTide

Price
$359,359
Beds / Baths
4 / 3
Living area
2,070 sqft
Year built
2026
Type
Residential
Lot
0.3 ac
Garage
3
HOA
$119/mo
CDD
No
Flood zone
Unknown
County
Flagler
Days on market
117

$174/sqft asking, vs a $185/sqft median across 346 closed sales in 32164 over the last 12 months — 6% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Rates as low as 4.99! Up to $15k CC for any deal using our preferred lender. The thoughtfully designed Agate plan offers an open layout with a well-appointed kitchen--featuring a center island and pantry--overlooking a spacious great room and dining area with patio access. A secluded primary suite boasts an expansive walk-in closet and a private bath. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change.

What to check on this one

  • Verify actual flood zone designation—unknown status requires FEMA map check before closing
  • Confirm HOA $119/mo covers what; request CC&Rs and any pending assessments
  • Review builder warranty terms and transferability to next owner
  • Inspect actual model/lot for any deviations from sample photos shown
  • Obtain homeowners insurance quote—new construction in Flagler County

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,865/mo
Property tax (1.1% eff., Flagler Co.)$329/mo
Homeowners insurance (est.)$292/mo
HOA$119/mo
All-in monthly (est.)$2,605/mo

Loan $287,487 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of AXEN REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.