Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$358,080

49 PONCE PRESERVE Drive, Palm Coast, FL 32164

SummerTide

Price
$358,080
Beds / Baths
4 / 3
Living area
2,070 sqft
Year built
2026
Type
Residential
Lot
0.3 ac
Garage
3
HOA
$119/mo
CDD
No
Flood zone
Unknown
County
Flagler
Days on market
112

Rates as low as 4.99! Up to $15k CC for any deal using our preferred lender. The thoughtfully designed Agate plan offers an open layout with a well-appointed kitchen--featuring a center island and pantry--overlooking a spacious great room and dining area with patio access. A secluded primary suite boasts an expansive walk-in closet and a private bath. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change without notice.

What to check on this one

  • Verify actual floor plan matches Agate model—sample photos may differ from constructed home
  • Confirm final flood zone designation and obtain elevation certificate if in AE/VE
  • Review HOA covenants, rules, and 12-month financials before closing
  • Inspect roof, HVAC, and all systems—new construction warranty coverage details
  • Confirm builder warranty terms, builder lien waivers, and final walk-through checklist

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,858/mo
Property tax (1.1% eff., Flagler Co.)$328/mo
Homeowners insurance (est.)$292/mo
HOA$119/mo
All-in monthly (est.)$2,597/mo

Loan $286,464 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of AXEN REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 1:51 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.