$3,495,000
1020 FRUIT COVE Road, Jacksonville, FL 32259
Fruit Cove
- Price
- $3,495,000
- Beds / Baths
- 7 / 7
- Living area
- 4,646 sqft
- Year built
- 2001
- Type
- Residential
- Lot
- 1.91 ac
- Garage
- 3
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 117
- Elementary
- Julington Creek
- High school
- Creekside
$752/sqft asking, vs a $222/sqft median across 2,269 closed sales in 32259 over the last 12 months — 239% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Beautiful 5 bedroom/ 5 bath all brick , with 2bdr / 2bath, Guest house next door with 1073 sq ft, Custom Home Designed by Kevin Gray , 155' Located On St Johns River, , Spectacular Sunsets, 1.91 Acres with bulkhead and over 400' Dock with Boat lift .Three Car Garage/ with extra 900 aprox Sq Ft over Garage, Wired for A/C and Electric Over The Garage , Generator, Come fall in love !!
What to check on this one
- Verify flood zone designation and obtain elevation certificate for riverfront property.
- Request 4-point inspection and wind-mitigation report given 2001 build year.
- Confirm roof age, condition, and current insurer acceptance.
- Review bulkhead maintenance history, permits, and upcoming repair costs.
- Inspect dock, boat lift, and any associated easements or HOA restrictions.
- Verify generator maintenance records and fuel system integrity.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $2,796,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REALTY BROKERS USA LLC. Data via realMLS (Northeast Florida MLS), updated Aug 6, 2026, 3:20 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.