Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$467,500

12623 ASH HARBOR Drive, Jacksonville, FL 32224

Ashton Hills

Price
$467,500
Beds / Baths
4 / 3
Living area
2,136 sqft
Year built
1998
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$20/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
119
Elementary
Chets Creek
Middle
Kernan
High school
Atlantic Coast

$219/sqft asking, vs a $262/sqft median across 941 closed sales in 32224 over the last 12 months — 17% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Fresh and well designed updates make this one a must see! The recently renovated kitchen with center island and separate breakfast bar that connects to the spacious family room is the centerpiece of this treasure. The downstairs layout also includes a separate dining space and second den / playroom or great space for a home office, as well as a laundry room and half bath. Entertain in style on your large covered patio overlooking your spacious backyard and gorgeous lake views - where entertainment includes watching the otters play! LVP flooring upstairs welcomes you to four bedrooms, including the expansive primary suite that features two walk-in closets, soaking tub and walk-in shower. Second full bath upstairs services 3 additional bedrooms, which all include generous closet space. Ashton Hills offers close proximity to JTB and I-295, UNF. St Johns Town Center, Mayo Clinic, Downtown Jacksonville and area beaches. LOVE where you LIVE! Make this HOME today!

What to check on this one

  • Verify actual flood zone designation—waterfront property requires elevation certificate if AE/VE
  • Confirm roof age and current insurance carrier acceptance; get 4-point inspection
  • Review HOA documents for waterfront-specific rules, assessments, lake maintenance costs
  • Inspect plumbing type (1998 build—confirm no polybutylene); test all fixtures
  • Verify recent renovation permits, contractor warranties, electrical/HVAC system age

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,426/mo
Property tax (1.1% eff., Duval Co.)$429/mo
Homeowners insurance (est.)$292/mo
HOA$20/mo
All-in monthly (est.)$3,167/mo

Loan $374,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 3:48 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.