$38,500
7545 FREMONT Avenue, Keystone Heights, FL 32656, Keystone Heights, FL 32656
Big Tree Lakes
- Price
- $38,500
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 1.38 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 120
Build your dream home or bring a new mobile home to this peaceful 1.38-acre property in Keystone Heights, backing up to beautiful Smith Lake ( water is down at the moment). Enjoy added privacy and scenic views in this quiet, natural setting--perfect for creating your own personal retreat. Conveniently located between Jacksonville and Gainesville, you'll have easy access to shopping, dining, with a 40 minute drive. and everyday amenities while still enjoying the charm of small-town living. Property is being sold as-is, where-is, with buyer responsible for all inspections and survey. Well and septic will be needed for development. Don't miss this opportunity to own a waterfront piece of Keystone Heights! No Mobile home land home financing.
What to check on this one
- Confirm flood zone designation—obtain FEMA map for Smith Lake proximity and elevation.
- Verify well and septic feasibility—Clay County Health Department approval required before purchase.
- Obtain current survey; confirm lot lines and any easements or deed restrictions.
- Check Clay County zoning for build-out or mobile home eligibility; confirm no mobile-home financing restriction applies.
- Verify Smith Lake water level history and riparian rights; clarify 'waterfront' status when water returns.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $30,800 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Jul 27, 2026, 9:19 PM.
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