Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$234,999

5226 PALMER Avenue, Jacksonville, FL 32210

Lake Shore

Price
$234,999
Beds / Baths
3 / 2
Living area
1,571 sqft
Year built
1941
Type
Residential
Lot
0.2 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
111

Welcome to 5226 Palmer Ave, a charming Lakeshore-area home offering character, comfort, and everyday functionality in an established Jacksonville neighborhood. This 3-bedroom, 2-bath home features approximately 1,571 sq ft of living space, a warm and inviting layout, and a cozy wood-burning fireplace that adds classic charm to the main living area. The kitchen offers stainless steel appliances and practical workspace, while the split-bedroom layout gives the home a comfortable flow for daily living. Out back, the spacious yard provides room for outdoor enjoyment, entertaining, gardening, boat or RV parking, or the possibility of adding a detached garage or workshop. Conveniently located near shopping, dining, major roadways, NAS Jacksonville, and the Lakeshore/Westside corridor, this home offers a great blend of location, space, and potential.

What to check on this one

  • Get 4-point inspection + wind-mitigation report; 1941 home needs detailed roof/structural review.
  • Verify flood zone via FEMA map; confirm elevation certificate requirement if in AE/VE.
  • Check plumbing type (likely cast-iron or galvanized); budget for potential replacement.
  • Request roof age/condition documentation; insurers balk at homes over 15-20 years.
  • Inspect foundation for settling/cracks typical of 1941 construction; get structural engineer opinion if needed.
  • Confirm workshop structure is permitted; verify septic/well functionality if applicable to property.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,219/mo
Property tax (1.1% eff., Duval Co.)$215/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,726/mo

Loan $187,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jun 17, 2026, 1:21 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.