Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$459,000

165 BLUEJACK Lane, St. Augustine, FL 32095

Bannon Lakes

Price
$459,000
Beds / Baths
4 / 3
Living area
2,395 sqft
Year built
2019
Type
Residential
Lot
0.12 ac
Garage
2
HOA
$33/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
118
Elementary
Mill Creek Academy
Middle
Mill Creek Academy
High school
Tocoi Creek

$192/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 7% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this well-kept 2 story home in Bannon Lakes, located in highly sought-after St. Johns County! Featuring an open-concept layout, high ceilings, updated light fixtures, and new ceiling fans, there's nothing to do here except move in! The kitchen has quartz countertops, stainless steel appliances, and a large walk-in pantry. The primary suite offers a garden tub, separate shower, and walk-in closet. Upstairs, you'll find oversized bedrooms with walk-in closets and a versatile loft ideal for a second living space, exercise room, or home office. A downstairs 4th bedroom provides the perfect guest space. Enjoy outdoor living on the covered patio with roll-down shades and let the dogs run free in the fully fenced backyard. Located minutes from historic St. Augustine and with easy interstate access. Amenities include a resort-style pool, courts, dog park, fitness center, and playground! Schedule your tour today!

What to check on this one

  • Verify flood zone designation and elevation certificate for property
  • Confirm CDD bond payoff amount and remaining assessment term
  • Review Bannon Lakes HOA covenants, amenity fees, and rental restrictions
  • Obtain roof inspection report and confirm all materials under warranty
  • Request 4-point inspection quote given 2019 build year and insurance requirements

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,382/mo
Property tax (1.1% eff., St. Johns Co.)$421/mo
Homeowners insurance (est.)$292/mo
HOA$33/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,295/mo

Loan $367,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS ST JOHNS. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 1:10 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.