Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,900

1864 SUE MEADOW Lane, Middleburg, FL 32068, Middleburg, FL 32068

Murray Farms

Price
$399,900
Beds / Baths
4 / 3
Living area
2,171 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$62/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
118

$184/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 2% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover the ever-popular, open concept Mystique floorplan. This beautifully appointed residence offers 4 bedrooms, 3 full bathrooms, and a 2-car garage, providing plenty of room. Luxury vinyl plank flooring flows gracefully throughout the main living areas, guiding you into an extended gathering room highlighted by an elegant tray ceiling and abundant natural light. From here, step out to the covered lanai--an ideal space for morning coffee, evening relaxation, or hosting guests year-round. At the heart of the home, the kitchen impresses with sleek quartz countertops, upgraded 42-inch white cabinetry, a full Whirlpool appliance package, a stylish Flow White tile backsplash, and a large center island perfect for casual dining, meal prep, or gathering with friends and family. Thoughtful finishing touches elevate the home even further, including 8-foot interior doors, included washer and dryer, window blinds, a smart home system, and other additional upgrades throughout. Schedule today!

What to check on this one

  • Verify flood zone designation with FEMA map—Clay County/Middleburg specifics.
  • Confirm builder warranty coverage details and transferability to next owner.
  • Review HOA covenants, rules, rental restrictions, and reserve study.
  • Inspect all new construction for punch-list defects before final walkthrough.
  • Verify smart home system compatibility, warranties, and app/remote access setup.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,075/mo
Property tax (1.1% eff., Clay Co.)$367/mo
Homeowners insurance (est.)$292/mo
HOA$62/mo
All-in monthly (est.)$2,796/mo

Loan $319,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PULTE REALTY OF NORTH FLORIDA, LLC.. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 2:10 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.