Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$600,000

96276 PINEY ISLAND Drive, Fernandina Beach, FL 32034

Little Piney Island

Price
$600,000
Beds / Baths
3 / 3
Living area
2,251 sqft
Year built
2000
Type
Residential
Lot
0.57 ac
Garage
2
HOA
$38/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
111
Elementary
Emma Love Hardee
Middle
Fernandina Beach
High school
Fernandina Beach

Nestled beneath a canopy of majestic live oaks and surrounded by the peaceful beauty of nature, this Donna Lynne custom-built residence in Little Piney Island offers an exceptional opportunity for buyers seeking privacy, character, and the chance to personalize a custom home in an unforgettable setting. Privately situated on .57 acres, the property feels wonderfully secluded, with the home thoughtfully tucked into its natural surroundings for exceptional privacy and tranquility. The expansive windows and dramatic floor-to-ceiling stone fireplace anchor the spacious living area, while the front porch, wrap around screen porch, the deck and additional outdoor living spaces invite you to relax beneath the trees and enjoy the surrounding natural landscape. Wonderful flow and many entertaining spaces! The home's distinctive design blends beautifully with the wooded setting, creating a peaceful atmosphere that feels worlds away while remaining close to everything Amelia Island has to offer. Little Piney Island is a vibrant and close-knit community of just 64 homesites nestled among the marshes of Fernandina Beach. Known for its extraordinary natural beauty, the neighborhood offers picturesque views of the Amelia River, the Intracoastal Waterway, and Kingsley Creek, along with century old majestic oak canopies draped in Spanish moss and a unique mix of architectural styles. Conveniently located just west of the Thomas J. Shave Jr. Bridge and only minutes from shopping, dining, recreation, and the beaches of Amelia Island, Little Piney Island is where the water and the trees whisper, "Welcome Home."

What to check on this one

  • Verify roof age and condition; 26-year-old roof may need insurer approval or replacement.
  • Obtain 4-point inspection and wind-mitigation report for insurable condition.
  • Confirm actual flood zone designation and get elevation certificate if in AE/VE.
  • Review HOA covenants for any rental restrictions or approval requirements.
  • Inspect septic system records and confirm recent pumping/maintenance history.
  • Walk perimeter; verify no encroachments and drainage patterns around foundation.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,113/mo
Property tax (1.1% eff., Nassau Co.)$550/mo
Homeowners insurance (est.)$350/mo
HOA$38/mo
All-in monthly (est.)$4,051/mo

Loan $480,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 10:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.