Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$24,000

108 RIDGELINE Avenue, Satsuma, FL 32189, Satsuma, FL 32189

St Johns Riverside Ests M

Price
$24,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.28 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
119

Wake up to the sound of water. This canal-front lot in St. Johns Riverside Estates puts you right on the doorstep of the St. Johns River -- one of Florida's most iconic waterways. The lot is raw, wooded, and completely untouched, shaded by towering live oaks draped in Spanish moss with a quiet, secluded feel that's genuinely rare anymore. Whether you're picturing a weekend getaway, a fishing cabin, or a full-time build, the bones are here. Bring your own vision and take advantage of direct canal access to the river right from your own property. Lots like this -- waterfront, wooded, and tucked away from the noise -- don't come available often at this price point. Come walk it and you'll understand why. Owner may consider seller financing.

What to check on this one

  • Confirm exact flood zone designation and elevation certificate requirement from Putnam County.
  • Verify St. Johns Riverside Estates deed restrictions, covenants, and build-out requirements.
  • Request survey showing canal frontage, wetland boundaries, and buildable area.
  • Confirm Environmental Resource Permit (ERP) and DEP requirements for riverfront construction.
  • Obtain seller financing terms in writing if pursuing that option.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$125/mo
Property tax (1.1% eff., Putnam Co.)$22/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$439/mo

Loan $19,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MAXREV, LLC. Data via realMLS (Northeast Florida MLS), updated Jul 17, 2026, 8:09 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.