$1,325,000
161 N RIVER Drive, St. Augustine, FL 32095
Palencia
- Price
- $1,325,000
- Beds / Baths
- 4 / 4
- Living area
- 3,681 sqft
- Year built
- 2004
- Type
- Residential
- Lot
- 0.51 ac
- Garage
- 3
- HOA
- $10/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 114
The moment you pull into the circular paver driveway, you know this one is different. Step inside and your eye goes straight through to the pool and pond beyond -- that's the true highlight of this home, and that's Florida living. This Arthur Rutenberg Biscayne Model was built to impress -- then upgraded to another level entirely. Spread across 3,681 square feet with 4 bedrooms and 4 full bathrooms, every detail has been considered. A 3-car garage, plantation shutters throughout, central vac, water softener, H2O water system, barrel tile roof, landscape lighting, Don't miss the second-story attic above the garage with an automated lift -- tons of storage and you won't lift a thing. Palencia offers resort-style living with tennis, community pools, walking trails, and year-round activities. An A-rated elementary school sits right inside the community, and residents can join the Palencia Club for golf and social events! This has it all!
What to check on this one
- Verify roof age; barrel tile installed when? Insurer may require 4-point inspection.
- Pull CDD bond balance and remaining assessment timeline from St. Johns County.
- Confirm flood zone officially; get elevation certificate if AE/VE zone applies.
- Review Palencia HOA/CDD docs, pond maintenance responsibility, and pool access rules.
- Inspect pool equipment age, warranty status, and annual maintenance cost estimates.
- Confirm water softener and H2O system service contracts; transfer or terminate?
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,060,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 5:42 PM.
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