Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$469,900

10972 HELMSDALE Lane, Jacksonville, FL 32221

Edinburgh Village

Price
$469,900
Beds / Baths
4 / 3
Living area
2,400 sqft
Year built
2024
Type
Residential
Lot
0.3 ac
Garage
3
HOA
$84/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
119
Elementary
Chaffee Trail
Middle
Chaffee Trail
High school
Edward White

$196/sqft asking, vs a $156/sqft median across 616 closed sales in 32221 over the last 12 months — 26% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Why Wait to Build? This One's Already Perfect! Nearly new and loaded with thoughtful upgrades, this stunning 4-bedroom, 3-bath home delivers everything buyers are searching for -- without the wait. Tucked inside an intimate enclave of just 14 homes, this nearly 2-yo beauty sits on a generous 1/3-of-an-acre lot with easy access to I-10 and Chaffee Rd-a commuter's dream with a neighborhood feel. From the moment you step into the foyer, the open, airy layout draws you in. The heart of the home is a showstopper kitchen featuring abundant cabinetry, stainless steel appliances, and a walk-in pantry that will make even the most organized home chef smile. The open floor plan flows seamlessly into the family room, dining area, and a second sitting space- perfect for entertaining or simply spreading out. The 3 way split bedroom layout offers privacy for everyone. A fully appointed ensuite bedroom is ideal for guests, a teenager craving independence, or multi-generational living.

What to check on this one

  • Verify flood zone designation with FEMA map or county appraiser—affects insurance costs.
  • Confirm HOA $84/mo covers what; request 12-month budget and reserve study.
  • Review builder warranty details and transferability to second owner.
  • Obtain roof certification/warranty documentation—2024 build should be recent, confirm coverage length.
  • Request builder 4-point inspection report if available; clarify any outstanding builder obligations.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,438/mo
Property tax (1.1% eff., Duval Co.)$431/mo
Homeowners insurance (est.)$292/mo
HOA$84/mo
All-in monthly (est.)$3,245/mo

Loan $375,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 6:44 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.