Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$38,500

4788 GADARA Road, Keystone Heights, FL 32656, Keystone Heights, FL 32656

Oak Lake Estates

Price
$38,500
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.09 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
120

Find your slice of quiet country living in Keystone Heights with this beautiful 1.24-acre property. Whether you're ready to build your dream home or place a new mobile home, this spacious lot gives you the flexibility to create a space that truly fits your lifestyle. Tucked away in a peaceful setting, you'll enjoy the calm of small-town living while still being conveniently located between Jacksonville and Gainesville for shopping, dining, and everyday needs. Property is being sold as-is, with buyer responsible for any inspections and surveys. No Mobile home land home financing.

What to check on this one

  • Verify flood zone designation and obtain FEMA flood map for property.
  • Confirm septic system feasibility and well water availability with Clay County.
  • Obtain survey to verify lot boundaries and 1.09-acre claim.
  • Check Clay County zoning restrictions on mobile home placement and construction.
  • Confirm utilities available at property line; estimate extension costs if needed.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$200/mo
Property tax (1.1% eff., Clay Co.)$35/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$527/mo

Loan $30,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Jul 27, 2026, 9:21 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.