Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$504,980

125 LUCIA Place, St. Augustine, FL 32092

Silverleaf

Price
$504,980
Beds / Baths
3 / 2
Living area
1,916 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$167/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Liberty Pines Academy
Middle
Liberty Pines Academy
High school
Tocoi Creek

Borland A Lot 17

What to check on this one

  • Confirm flood zone designation with FEMA map or elevation certificate.
  • Verify HOA $167/mo covers what; review covenants and rental restrictions.
  • Request builder's warranty docs and any remaining transferable coverage.
  • Confirm utilities are live and builder has completed all final inspections.
  • Review any developer-imposed deed restrictions or future assessment risk.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,620/mo
Property tax (1.1% eff., St. Johns Co.)$463/mo
Homeowners insurance (est.)$295/mo
HOA$167/mo
All-in monthly (est.)$3,545/mo

Loan $403,984 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WEEKLEY HOMES REALTY. Data via realMLS (Northeast Florida MLS), updated May 5, 2026, 1:15 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.