Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,475,000

279 PAYASADA Circle, Ponte Vedra Beach, FL 32082

Payasada Estates

Price
$1,475,000
Beds / Baths
4 / 4
Living area
3,546 sqft
Year built
2014
Type
Residential
Lot
0.32 ac
Garage
3
HOA
$215/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
117
Elementary
Ocean Palms
Middle
Alice B. Landrum
High school
Ponte Vedra

Price reduced by over $100k!!! Impressive custom-built home in the gated enclave community of Payasada within the heart of Ponte Vedra Beach. This lakefront home has gorgeous views and there is ample room for a pool! Soaring 20+ ceiling through most of the living area gives this home incredible volume and provides an open and luxurious feel! The property is extremely well maintained and is completely move-in ready! The theater room comes fully equipped and ping pong pool table is also included! All appliances convey including second refrigerator, washer and dryer. Property shows extremely well and the HOA dues relatively low for the area. Just a few minutes to the beach and conveniently located near resort style shopping and restaurants. Zoned for the top rated school system in Florida. Please make your appointment today as listings do not hit the market often in this wonderful neighborhood.

What to check on this one

  • Verify actual flood zone (AE/VE) and obtain elevation certificate for waterfront lot.
  • Request HOA documents: CC&Rs, pool restrictions, rental policy, recent reserve study.
  • Confirm roof age and get 4-point inspection; verify insurer will cover at 12 years old.
  • Pull title for waterfront easements, dock rights, riparian restrictions affecting lot use.
  • Inspect plumbing materials; if original 2014, verify no polybutylene or cast-iron issues.
  • Review HOA financials and any pending special assessments beyond $215/month.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$7,653/mo
Property tax (1.1% eff., St. Johns Co.)$1,352/mo
Homeowners insurance (est.)$860/mo
HOA$215/mo
All-in monthly (est.)$10,080/mo

Loan $1,180,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 1:21 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.