Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$639,000

444 NAVIGATORS Road, St. Johns, FL 32259, St. Johns, FL 32259

Middlebourne

Price
$639,000
Beds / Baths
4 / 3
Living area
2,438 sqft
Year built
2024
Type
Residential
Lot
0.16 ac
Garage
3
HOA
$54/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
117
Elementary
Patriot Oaks Academy
Middle
Patriot Oaks Academy
High school
Creekside

$262/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 19% above the area's closed prices. Condition and lot vary; that's what a showing is for.

The preferred lender is offering 1% of the loan amount as a credit to the buyer which can be used for the rate buydown and/or closing costs. Welcome to the gated community of Middlebourne. This like-new 2024 David Weekley one-story sits on a homesite with a tranquil pond and preserve view, a fully fenced backyard, and a screened lanai. Inside, soaring ceilings and abundant natural light open into a chef's kitchen featuring quartz countertops, a large island, and ample prep space, ideal for everyday living and entertaining. The thoughtful floor plan offers 4 spacious bedrooms, 3 full baths, plus a private office with doors for the perfect work-from-home setup. One guest suite with its own bath is tucked away, great for in-laws or guests. A mudroom off the garage adds everyday function, and the 3-car tandem garage offers room for a golf cart or extra storage. Located in a top-rated St. Johns County school zone. Community amenities include a resort-style pool, playground and dog park. There's a Facebook group keeping residents connected and updated on community events. Food truck nights happen every other Wednesday, one truck for dinner, one for dessert. The neighborhood hosts holiday parties, such as Fourth of July fireworks and trick-or-treating that brings families together. Beaches 35 minutes east, historic St. Augustine 30 minutes south, downtown Jacksonville 35 minutes north, this is the home your family has been waiting for.

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate if AE/VE
  • Review CDD bond payoff amount and remaining assessment schedule
  • Verify David Weekley builder warranty coverage and transferability terms
  • Inspect 3-car tandem garage layout for actual vehicle/storage fit
  • Review HOA covenants for guest suite rental restrictions or limitations
  • Confirm screened lanai structural warranty and maintenance obligations

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,316/mo
Property tax (1.1% eff., St. Johns Co.)$586/mo
Homeowners insurance (est.)$373/mo
HOA$54/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,496/mo

Loan $511,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REALTY ONE GROUP ELEVATE. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 11:23 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.