Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$240,000

3218 ECHO Street, Jacksonville, FL 32218, Jacksonville, FL 32218

Garden City

Price
$240,000
Beds / Baths
3 / 2
Living area
1,188 sqft
Year built
2022
Type
Residential
Lot
0.11 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
129

$202/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 27% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Well-located in the Biscayne/Turtle Creek area of North Jacksonville, this 3-bedroom, 2-bathroom, home offers convenient access to I-95 and I-295, making commuting across the First Coast simple. The surrounding area features a residential neighborhood setting with nearby shopping, dining, parks, and schools, plus quick access to major Northside destinations.

What to check on this one

  • Verify flood zone designation with FEMA map—critical for insurance and resale.
  • Request roof inspection report and confirm 2022 build warranty coverage status.
  • Confirm well/septic system inspection records and service history documentation.
  • Review all builder warranties remaining and transferability to new owner.
  • Pull well permit and septic approval records from Duval County.
  • Verify property survey is current and lot line stakes visible.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,245/mo
Property tax (1.1% eff., Duval Co.)$220/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,757/mo

Loan $192,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jul 27, 2026, 6:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.