$199,500
2601 STATE Street, Palatka, FL 32177, Palatka, FL 32177
Metes & Bounds
- Price
- $199,500
- Beds / Baths
- 3 / 1
- Living area
- 960 sqft
- Year built
- 1964
- Type
- Residential
- Lot
- 0.17 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 120
$208/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 28% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome home to this beautifully updated 3-bedroom, 1-bath home located on a spacious corner lot in Palatka! This move-in ready property offers peace of mind with a newer metal roof & brand new windows just installed in March, bringing in natural light while improving energy efficiency. Step inside to find fresh interior paint, updated light fixtures, & new blinds throughout, creating a clean and modern feel. The kitchen and bathroom have both been tastefully updated, and all appliances are included--featuring a new washer/dryer for added convenience. Outside, enjoy a fully fenced backyard perfect for pets, kids, or entertaining. The property also includes a large storage shed with brand new floor, a covered carport, & a spacious front porch ideal for relaxing or hosting guests. Connected to public utilities and situated on a gorgeous, oversized corner lot, this home combines comfort, functionality, & value. Seller also offering $2k toward Buyer costs.
What to check on this one
- Verify roof installation date and get installer warranty documentation.
- Request window installation receipt and confirm March 2024 work completion.
- Obtain flood zone designation from FEMA map; check elevation if AE/VE.
- Inspect plumbing materials—confirm no polybutylene (1964 build risk factor).
- Pull septic vs. public sewer confirmation; if septic, request service history.
- Review any permits filed for roof, windows, kitchen, bathroom updates.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $159,600 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of IHEART REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 7:30 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.