Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$389,000

4568 SUN GARDEN Drive, Jacksonville, FL 32257, Jacksonville, FL 32257

Everlake

Price
$389,000
Beds / Baths
2 / 2
Living area
1,669 sqft
Year built
2023
Type
Townhouse
Lot
Garage
2
HOA
$425/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
109

$233/sqft asking, vs a $191/sqft median across 84 closed sales in 32257 over the last 12 months — 22% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to easy 55+ living in this beautifully maintained 2BR/2BA home with office, quietly set on a cul-de-sac in a gated community with serene wooded-preserve views. The bright 1,669-sq.-ft. open layout features 10-ft ceilings, 8-ft doors, tray ceilings, tile flooring throughout, fresh paint, and refined details including board-and-batten, shiplap, and framed doorway accents. The well-appointed kitchen offers quartz countertops, 42-inch cabinetry, gas range, oven, microwave, vent hood, and tile backsplash, while the inviting primary suite includes a walk-in closet and a relaxing bath with double vanity, shower bench, and built-in niche. Enjoy quiet mornings on the screened lanai, peaceful evenings in the fenced backyard, or easy entertaining on the paver patio surrounded by a private natural backdrop. Thoughtful conveniences include a tankless gas water heater, gas/electric laundry hookups, security-system prewiring, and water-softener loop

What to check on this one

  • Confirm exact flood zone and obtain elevation certificate if AE/VE designated.
  • Verify HOA $425/mo covers what—insurance, roof, reserves—and review CC&Rs.
  • Obtain roof warranty/documentation; confirm 2023 build date matches roof age.
  • Request 55+ community age-restriction deed language and enforcement rules.
  • Inspect tankless water heater warranty and service history since 2023 install.
  • Verify screened lanai permit and structural engineering compliance with county.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,018/mo
Property tax (1.1% eff., Duval Co.)$357/mo
Homeowners insurance (est.)$292/mo
HOA$425/mo
All-in monthly (est.)$3,092/mo

Loan $311,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HOMECOIN.COM. Data via realMLS (Northeast Florida MLS), updated Aug 15, 2026, 5:32 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.