$325,900
12507 RUBBER FIG Terrace, Jacksonville, FL 32218, Jacksonville, FL 32218
The Arbors
- Price
- $325,900
- Beds / Baths
- 4 / 2
- Living area
- 1,488 sqft
- Year built
- 2024
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 2
- HOA
- $12/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 121
$219/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 37% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Just Built in 2024 | The Arbors | 4 Bed, 2 Bath | VA Assumable Opportunity Welcome to this beautifully maintained 2024-built 4-bedroom, 2-bath home located in the highly desirable Arbors community. This nearly new construction offers modern design, functional living space, and a lifestyle buyers are actively searching for. Step inside to an open-concept layout featuring a spacious kitchen with a large island, sleek countertops, stainless steel appliances, and ample cabinetry--perfect for entertaining or everyday living. The living and dining areas flow seamlessly, creating a bright and inviting space. The split-bedroom floor plan provides privacy, with a generous primary suite and well-sized secondary bedrooms--ideal for families, guests, or a home office setup. Out back, enjoy a fully fenced yard with room to relax, garden, or create your own outdoor retreat. Community amenities are a major highlight, with exciting features either completed or coming soon,
What to check on this one
- Verify CDD bond payoff amount and remaining assessment term.
- Confirm VA loan assumability—rate, balance, and lender approval process.
- Review Arbors HOA/CDD covenants and amenity completion timeline.
- Obtain builder's warranty details and transferability to new owner.
- Confirm homeowners insurance availability and premium estimate at purchase price.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $260,720 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated May 10, 2026, 9:13 PM.
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