$519,000
39 ATHENS Drive, St. Augustine, FL 32092
Arbor Mill
- Price
- $519,000
- Beds / Baths
- 4 / 2
- Living area
- 2,268 sqft
- Year built
- 2018
- Type
- Residential
- Lot
- 0.17 ac
- Garage
- 3
- HOA
- $64/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 151
- Elementary
- Mill Creek Academy
- Middle
- Mill Creek Academy
- High school
- Tocoi Creek
MOTIVATED SELLERS in Desirable Arbor Mill - NO CDD Fees! Welcome to this impeccably maintained 4-bdrm, 2-bath home in the sought-after Arbor Mill community which offers 2,268 square feet of thoughtfully designed open-concept living space filled with upscale finishes and modern comforts. Elegant wood-plank tile flooring, designer lighting, and seamless flow ideal for both everyday living and entertaining. A gourmet kitchen...featuring quartz countertops, stone backsplash, stainless steel appliances, and a large island perfect for gathering and entertaining. The split floor plan provides privacy and flexibility. This spacious primary suite is a true retreat, highlighted by a tray ceiling, large walk-in closet, and a spa-inspired bathroom complete with dual vanities, soaking tub, and separate shower. Bedrooms 2 and 3 are separated by a full bath, while the 4thbedroom, currently used as an exercise room, offers a flex space for an office/bonus rm. Community amenities include pool,
What to check on this one
- Verify exact flood zone designation and elevation certificate requirement via FEMA map.
- Confirm HOA rules allow short-term rentals if applicable to your plans.
- Review full HOA docs: fees, reserve study, special assessments pending.
- Obtain roof inspection; 2018 build likely insurable but verify with carrier.
- Request HOA financials and meeting minutes for last 2 years.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $415,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:24 PM.
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