Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,035,000

94153 PALM CIRCLE Drive, Fernandina Beach, FL 32034

Holly Point

Price
$1,035,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
4.3 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
127
Elementary
Yulee
Middle
Yulee
High school
Yulee

Rare offering of 2 lots being offered together with deep water frontage and 2 covered boat slips on a 4 slip shared dock. Located at the intersection of the Nassau River and Lofton Creek. Homesite consists of lots 11 and 12 totaling 4.34 acres with 1.02 acres of buildable area. A short boat ride to the Amelia River and Intracoastal Waterway. No home owners association or association fees. Water and electricity on shared dock. Dock is shared with 2 additional owners. Build your waterfront dream home on this exceptional property with private and tranquil setting. Convenient to the A1A corridor, beaches of Amelia Island, and a short drive to Jacksonville International Airport.

What to check on this one

  • Verify flood zone designation and elevation certificate requirements with Nassau County.
  • Confirm dock ownership structure, maintenance costs, and shared-use agreement with 2 other owners.
  • Obtain survey showing 1.02 buildable acres vs. total 4.34; verify setback/wetland restrictions.
  • Request Phase I environmental and soil/percolation testing for septic feasibility.
  • Clarify water/electricity utility ownership, upkeep responsibility, and cost-sharing terms.
  • Review Nassau County building permits, zoning, and any riparian or waterway restrictions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,370/mo
Property tax (1.1% eff., Nassau Co.)$949/mo
Homeowners insurance (est.)$604/mo
All-in monthly (est.)$6,923/mo

Loan $828,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX FIRST COAST OF GEORGIA. Data via realMLS (Northeast Florida MLS), updated May 5, 2026, 7:09 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.