Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$599,900

2346 LAVISTA Lane, Fleming Island, FL 32003

Habersham Harbour

Price
$599,900
Beds / Baths
4 / 3
Living area
2,795 sqft
Year built
1986
Type
Residential
Lot
0.36 ac
Garage
2
HOA
$60/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
122
Elementary
Fleming Island
Middle
Lakeside
High school
Fleming Island

$215/sqft asking, vs a $212/sqft median across 610 closed sales in 32003 over the last 12 months — 1% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Private community dock and boat launch on Drs. Lake, along with convenient boat and RV storage; offering waterfront living without the waterfront price tag. Set among spacious lots and mature trees, this established neighborhood provides a peaceful, picturesque setting with amenities that include a community pool, tennis court, picnic area, and playground. Ideally located near restaurants, shopping, and medical centers, this home blends comfort with everyday convenience. Inside, you'll find 4 spacious bedrooms, 3 full bathrooms, 2800 square feet of living space--plus an additional 540 sq ft temperature-controlled sunroom. All of these features with a low annual HOA and NO CDD fees! Homes in Habersham Harbour rarely come on the market--don't miss this opportunity!

What to check on this one

  • Verify roof age and condition; 1986 home may need inspection or replacement soon.
  • Order 4-point inspection + wind-mitigation report; required by most insurers for pre-1990 homes.
  • Confirm actual flood zone designation with FEMA map; listing shows 'unknown'.
  • Review HOA docs: covenants, amenities maintenance, any special assessments pending.
  • Inspect plumbing type (polybutylene/cast-iron common in 1986); potential replacement cost.
  • Get HOA estoppel letter and verify dock/boat launch access rules in writing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,113/mo
Property tax (1.1% eff., Clay Co.)$550/mo
Homeowners insurance (est.)$350/mo
HOA$60/mo
All-in monthly (est.)$4,073/mo

Loan $479,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CONVENE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 6:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.