Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$623,990

197 SILVER LILY Way, St. Augustine, FL 32092

Silver Landing

Price
$623,990
Beds / Baths
4 / 3
Living area
2,728 sqft
Year built
2026
Type
Residential
Lot
0.32 ac
Garage
2
HOA
$30/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Wards Creek
Middle
Pacetti Bay
High school
Tocoi Creek

This beautiful home features 4 bedrooms and 3 baths, offering plenty of space for comfortable living. The spacious kitchen, with an optional gourmet upgrade, overlooks the dining area, creating an open and inviting space perfect for family gatherings and entertaining. The living room, with large windows, opens up to the lanai, bringing the outdoors in and offering a serene place to relax. The primary bedroom is a true sanctuary, complete with two walk-in closets and a large, luxurious primary bath. Upstairs, you'll find a versatile bonus room, perfect for a home office or media room, with its own full bath for added convenience. With thoughtful design and generous living spaces, this home is ideal for those seeking both functionality and style. **Photos are representative of the Stonehurst II floor plan.

What to check on this one

  • Confirm final flood zone designation and obtain elevation certificate for St. Johns County.
  • Verify builder's warranty coverage terms and transferability to next owner.
  • Review HOA $30/month dues structure—confirm no special assessments pending.
  • Inspect roof documentation; confirm shingles meet Florida wind/hurricane codes.
  • Verify all advertised finishes match signed purchase agreement (gourmet kitchen upgrade, etc.).
  • Confirm closing timeline and builder loan commitment; new construction timelines shift.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,238/mo
Property tax (1.1% eff., St. Johns Co.)$572/mo
Homeowners insurance (est.)$364/mo
HOA$30/mo
All-in monthly (est.)$4,204/mo

Loan $499,192 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OLYMPUS EXECUTIVE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated May 2, 2026, 6:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.