$1,099,500
127 RIVER Road, Satsuma, FL 32189, Satsuma, FL 32189
Saratoga Harbor
- Price
- $1,099,500
- Beds / Baths
- 3 / 2
- Living area
- 2,191 sqft
- Year built
- 2001
- Type
- Residential
- Lot
- 0.32 ac
- Garage
- 2
- HOA
- $18/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 122
$502/sqft asking, vs a $158/sqft median across 106 closed sales in 32189 over the last 12 months — 219% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Experience refined riverfront living at 127 River Road in Satsuma, where timeless craftsmanship meets the natural beauty of the St. Johns River--an internationally recognized destination known for world-class bass fishing. This exceptional residence showcases elegant architectural details, including 8 ft doors, fluted trim, crown molding, and rich oak hardwood floors throughout. The dining room is highlighted by a sophisticated slope-tray ceiling, while the inviting living space features a gas-burning fireplace. The chef's kitchen is thoughtfully appointed with a SubZero refrigerator, Dacor cooktop, Thermador hood, and flows seamlessly into a spacious butler's pantry. Outdoor living is equally impressive with a screened pool and spa, expansive deck, and private boathouse--ideal for enjoying the waterfront lifestyle. A large screened porch with roll-down shades offers year-round comfort. This property also presents excellent potential as a luxury short-term rental or second home retreat Property Highlights: " Direct St. Johns River frontage in a globally recognized bass fishing destination " Area attracts anglers from around the world for trophy largemouth bass " Private dock and covered boathouse for immediate water access " Expansive outdoor deck ideal for entertaining or relaxing Outdoor Living: " Screened-in pool and hot tub for year-round enjoyment " Large screened porch with roll-down shades for comfort and privacy " Beautiful waterfront setting with mature landscaping Interior Features: " 8-foot interior doors throughout " Elegant fluted crown molding and detailed trim work " Real oak hardwood floors " Slope-tray ceiling in dining room " Gas-burning fireplace in main living area Kitchen & Entertaining: Premium appliances including: " Sub-Zero refrigerator " Dacor cooktop " Thermador hood " Functional layout with ample storage " Large butler's pantry Lifestyle & Investment Opportunity: " Ideal for boating, fishing, and waterfront entertaining " Located in a destination known for world-class bass fishing tournaments and recreation " Strong appeal as a vacation home or potential short-term rental (VRBO/Airbnb)
What to check on this one
- Verify exact flood zone designation and obtain elevation certificate for riverfront property.
- Confirm roof age and condition; get 4-point inspection quote for 2001 construction.
- Request wind-mitigation inspection report; verify insurer appetite for waterfront location.
- Pull septic system service records and well water test results if applicable.
- Obtain survey; verify dock/boathouse permits and riparian rights compliance.
- Confirm short-term rental eligibility with Putnam County; review lease transfer terms if solar present.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $879,600 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of INI REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 1, 2026, 7:44 PM.
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