$749,000
1389 HARRISON POINT Trail, Fernandina Beach, FL 32034
Plantation Point
- Price
- $749,000
- Beds / Baths
- 3 / 2
- Living area
- 1,870 sqft
- Year built
- 1994
- Type
- Residential
- Lot
- 0.25 ac
- Garage
- 2
- HOA
- $83/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 134
- Elementary
- Emma Love Hardee
- Middle
- Fernandina Beach
- High school
- Fernandina Beach
$401/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 58% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Enjoy island living. This beautifully located home is in desirable Plantation Point on the south end of Amelia Island. Just minutes from beaches, shopping, dining, and the historic charm of Fernandina Beach, this property offers both convenience and coastal appeal. The spacious layout includes a formal dining room, an eat in kitchen, and comfortable living areas designed for everyday living and entertainment. The split 3 bedroom, 2 bath floor plan provides generous room sizes with flexibility for guests, family, or a home office. A standout feature is the large, enclosed sunroom, offering valuable additional living space not included in the heated/cooled square footage--ideal for relaxing, hosting, or enjoying views of the private backyard retreat. This property has lush landscaping creating a peaceful oasis perfect for morning coffee or evening unwinding. Additional features include a generator and water softener. Major systems are up to date: Roof 2019, HVAC 2022, Water Heater 2025.
What to check on this one
- Verify roof 2019 date with inspector; confirm shingles/flashing condition for insurance eligibility
- Obtain 4-point inspection report (roof, HVAC, plumbing, electrical) for homeowners insurance quote
- Pull flood zone designation from FEMA map; if AE/VE, order elevation certificate before closing
- Request HOA docs: CC&Rs, financials, reserve study, rental restrictions for Plantation Point
- Inspect plumbing for polybutylene or cast-iron; verify water softener/generator maintenance records
- Confirm HVAC 2022 and water heater 2025 with service records; check transferable warranties
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $599,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Jul 17, 2026, 10:52 AM.
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