Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$329,000

1166 HARMONY Drive N, St. Johns, FL 32259, St. Johns, FL 32259

Harmony Village

Price
$329,000
Beds / Baths
3 / 2
Living area
1,260 sqft
Year built
2020
Type
Residential
Lot
0.18 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
126

$261/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 18% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Don't miss this one-of-a-kind, move-in ready home in desirable Harmony Village, Old Fruit Cove! Located in North St. Johns County--home to top-rated schools--this 2020 custom home sits on a 0.18-acre lot and offers comfort, style, and convenience. The open floor plan features tile flooring throughout, granite countertops, high-end cabinets, and stainless steel appliances. A split-bedroom layout provides privacy, with a spacious primary suite, walk-in closet, and private bath. Enjoy relaxing mornings or evenings on the screened, covered front porch. The lush backyard includes a unique food forest, perfect for nature lovers. Conveniently located near schools, golf, dining, and shopping. No HOA or CDD fees--bring your boat or RV! New fence recently installed

What to check on this one

  • Verify flood zone designation with FEMA map—unknown status needs clarity before closing
  • Confirm roof warranty details and any remaining manufacturer coverage from 2020 build
  • Review food forest plantings for deed restrictions, easements, or utility conflicts
  • Check new fence permit and setback compliance with St. Johns County codes
  • Verify RV/boat storage allowance in writing—confirm no future HOA/CDD restrictions apply

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,707/mo
Property tax (1.1% eff., St. Johns Co.)$302/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,301/mo

Loan $263,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 6:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.