Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$479,990

490 BARBOSA Trail, St. Augustine, FL 32095

Cordova Palms

Price
$479,990
Beds / Baths
5 / 4
Living area
2,956 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$70/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
123
Elementary
Crookshank
Middle
Sebastian
High school
St. Augustine

$162/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 21% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to our St Johns Community, Cordova Palms! Low CDD & HOA Fees. Amazing amenities, Clubhouse, Gym, Pool, Playground, Pickle Ball & Dog Park. Natural Gas Community! Lot 623. The stunning Stratford two-story home features 5 bedrooms, 3.5 bathrooms, bonus room, offering an expansive 2,956 square feet of thoughtfully designed living space with a picture-perfect homesite w/ a slight lake view. The master suite is conveniently located on the main floor, providing a serene retreat, while four additional bedrooms and a versatile loft & bonus room are situated upstairs. As you enter, you'll be greeted by a separate dining room or study, perfect for formal gatherings or a quiet workspace. The heart of the home features a spacious, open kitchen that seamlessly flows into the inviting family room, making it ideal for entertaining and everyday living. The loft area adds extra living space, offering endless possibilities for a game room, home office, or relaxation zone. Home includes 42'' gray kitchen cabinets w/ crown cove molding, double gas range, microwave, kitchen exhaust to exterior, wrap around kitchen counter w/ quartz counter tops, upgraded tile shower and glass door, double sinks in the owner's bathroom and secondary baths w/ raised vanities. Upgraded tile in all bathroom flooring, luxury laminate plank in main areas, upgraded carpet in all bedrooms, Kitchen vent to the exterior above the gas range stove, separate microwave, window blinds, tankless water heater, recess lights in kitchen and family room. Pre-plumb water softener, pre-wire lights above the kitchen counter for future chandleries. Covered lanai includes natural gas stub. With a 2-car garage and a layout that maximizes both comfort and functionality, the Stratford is designed for today's lifestyle. Don't miss your chance to make this exceptional home your own! Once again proving that Dream Finders Homes offers the best value at every price point. Seller Pays towards Closing Costs using our preferred lender. Also includes 1 GIG of internet! Ready September 2026!

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE
  • Confirm CDD bond payoff amount and remaining assessment term
  • Review final HOA/CDD fee schedule; confirm $70/mo is current and locked
  • Inspect new construction warranty coverage and builder's responsibility list
  • Request Certificate of Occupancy and final inspection sign-off

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,491/mo
Property tax (1.1% eff., St. Johns Co.)$440/mo
Homeowners insurance (est.)$292/mo
HOA$70/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,460/mo

Loan $383,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EAGLES WORLD REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 3:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.