$599,000
2955 LUCENA Lane, Jacksonville, FL 32246
Terra Costa
- Price
- $599,000
- Beds / Baths
- 3 / 2
- Living area
- 2,104 sqft
- Year built
- 2019
- Type
- Townhouse
- Lot
- 0.27 ac
- Garage
- 2
- HOA
- $417/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 110
- Elementary
- Kernan Trail
- Middle
- Kernan
Welcome to luxury living in the gated community of Terra Costa! This beautifully maintained 3 bedroom, 2 bathroom home sits on a peaceful water view lot and offers the perfect blend of comfort and low-maintenance living. Inside, you'll find hardwood floors throughout the main living areas, volume ceilings, and an open-concept layout filled with natural light. The spacious kitchen flows seamlessly into the breakfast area and large great room, making it ideal for everyday living and entertaining. It features stainless steel appliances, granite countertops, and ample cabinet space. The split bedroom floorplan provides privacy, with a generous owner's suite offering a spa-like bath with dual vanities, a large walk-in shower, and a walk-in closet. Secondary bedrooms are comfortably sized with carpet, while the main living spaces showcase beautiful wood flooring. Additional highlights include a laundry room with washer and dryer included, and a layout designed for easy living. Terra Costa residents enjoy resort-style amenities including two swimming pools, a children's playground, bocce ball court, and a putting green. Lawn care is covered by the HOA, giving you more time to enjoy everything this community has to offer. Conveniently located near shopping, dining, the Mayo Clinic, Baptist Beaches Hospital, UNF, St. Johns Town Center, and just minutes to the Jacksonville beaches--this home truly has it all.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE.
- Review HOA docs: architectural restrictions, rental policy, reserve funding status.
- Confirm roof age and get 4-point inspection quote for insurance.
- Request last 12 months HOA meeting minutes and budget.
- Verify all appliances (stainless steel kitchen set) transferring at closing.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $479,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 10:15 PM.
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