Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$739,900

233 ELLSWORTH Circle, St. Johns, FL 32259

Durbin Crossing

Price
$739,900
Beds / Baths
4 / 4
Living area
3,972 sqft
Year built
2015
Type
Residential
Lot
0.18 ac
Garage
3
HOA
$6/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
72

Nearly 4,000 sqft in Durbin Crossing South with a brand-new roof (2026) and updated HVAC (2023) offering the space and major upgrades buyers want without the wait. Open-concept living with high ceilings flows into a chef's kitchen with island, double oven, and granite counters. Flexible layout includes loft, bonus room, and a 4th bedroom with sitting area ideal for guests, office, or multi-gen living. Located in Durbin Crossing South, you're positioned within reach of major roadways including I-95, 9B, and 295, with convenient access to shopping, dining, and daily essentials nearby. The community itself offers a range of amenities that support an active lifestyle, from pools and fitness areas to parks and walking paths.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment obligations.
  • Review HOA docs for Durbin Crossing South rental restrictions and fees.
  • Obtain 4-point inspection report (roof, plumbing, HVAC, electrical).
  • Verify new roof installation date, warranty, and inspector certification.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,839/mo
Property tax (1.1% eff., St. Johns Co.)$678/mo
Homeowners insurance (est.)$432/mo
HOA$6/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,122/mo

Loan $591,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of NEXTHOME NEIGHBORHOOD REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 15, 2026, 7:53 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.