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Ask Ben.
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Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$749,000

497 PESCADO Drive, St. Augustine, FL 32095

Madeira

Price
$749,000
Beds / Baths
4 / 3
Living area
2,491 sqft
Year built
2021
Type
Residential
Lot
0.28 ac
Garage
3
HOA
$142/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
123
Elementary
Ketterlinus
Middle
Sebastian
High school
St. Augustine

$301/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 46% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 497 Pescado Dr in Madeira, minutes from downtown, shopping & the beach. This bright 2021 4BR/3BA Riverside home offers nearly 2,500 sqft of luxury well below similar new construction costs. The private backyard backs to a quiet conservation area with mature trees, offering room for kids, pets, and outdoor dining. Enjoy coffee on the screened lanai. Inside, the open layout features a coffered ceiling, built-in sound and ceramic plank flooring. The chef's kitchen boasts Bosch appliances, a microwave drawer, quartz counters and a large island. A split floorplan provides a primary suite with bay windows, tray ceiling, dual walk-in closets, a soaking tub and walk-in shower. A rear guest suite has a private bath, while two more bedrooms share a full bath. Extra features: telescoping glass door, electric blinds, office, large dining room, 3-car garage, custom shutters, laundry room, saltwater purification, and termite bond. Madeira amenities include a pool, gym, and activities.

What this home really costs per month

Principal & interest$3,886/mo
Property tax (1.1% eff., St. Johns Co.)$687/mo
Homeowners insurance (est.)$437/mo
HOA$142/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,319/mo

Loan $599,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 5:21 PM.

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