$359,990
182 MISTY HARBOR Trace, Flagler Beach, FL 32137, Flagler Beach, FL 32137
Hammock at Palm Harbor
- Price
- $359,990
- Beds / Baths
- 3 / 3
- Living area
- 1,853 sqft
- Year built
- 2026
- Type
- Townhouse
- Lot
- —
- Garage
- 2
- HOA
- $337/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 131
- Elementary
- Old Kings
- Middle
- Buddy Taylor
- High school
- Flagler Palm Coast
$194/sqft asking, vs a $264/sqft median across 24 closed sales in 32137 over the last 12 months — 26% below the area's closed prices. Listed at $359,990 versus area average of $479,000; remarks emphasize builder design and amenities rather than explaining the 26% discount—ask seller why pricing sits below comparable sales.
Located in a desirable gated community The Hammock at Palm Harbor. Nestled near state parks and nature preserve, the Sago floorplan offers the perfect blend of modern comfort, flexibility, and the tranquil outdoors. The builder thoughtfully designed each aspect of the Sago floorplan, with a spacious first-floor primary suite, providing convenience and privacy for everyday living. The open-concept layout is ideal for entertaining, with generous living spaces, abundant natural light, and a seamless flow throughout the home. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this property offers exceptional versatility with no short-term rental restrictions. Residents enjoy acccess to fantastic community amenities including pool, hot tub and clubhouse perfect for social gatherings and leisure activities. Conveniently located near shopping, dining, golf courses, nature preserve, Palm Coast Marina and the beaches.
What to check on this one
- Verify exact flood zone designation and required elevation certificate for mortgage/insurance.
- Confirm HOA $337/mo covers what; request CC&Rs, bylaws, and current reserve study.
- Review builder warranty terms, construction timeline, and final inspection punch list.
- Confirm no short-term rental restrictions in writing; verify lease transfer eligibility if renting out.
- Get builder's roof/HVAC warranty length and coverage details before closing.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $287,992 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of PONTE VEDRA CLUB REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 6:44 AM.
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