Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$353,990

219 MISTY HARBOR Trace, Palm Coast, FL 32137, Palm Coast, FL 32137

Hammock at Palm Harbor

Price
$353,990
Beds / Baths
3 / 3
Living area
1,853 sqft
Year built
2026
Type
Townhouse
Lot
Garage
2
HOA
$337/mo
CDD
No
Flood zone
Unknown
County
Flagler
Days on market
131
Elementary
Old Kings
Middle
Buddy Taylor
High school
Flagler Palm Coast

$191/sqft asking, vs a $264/sqft median across 24 closed sales in 32137 over the last 12 months — 28% below the area's closed prices. Brand new Dream Finders home priced 27.7% below area comparables; verify why this incentivized new construction sits below recent sales.

Brand New by award winning Dream Finders Homes...Welcome to 219 Misty Harbor Trace, located in a desirable gated community The Hammock at Palm Harbor. This Sago floorplan offers the perfect blend of modern comfort, flexibility, and the tranquil outdoors. Thoughtfully designed with a spacious first-floor primary suite, providing convenience and privacy for everyday living. The open-concept layout is ideal for entertaining, with generous living spaces, abundant natural light, and a seamless flow throughout the home. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this property offers exceptional versatility with no short-term rental restrictions. Residents enjoy acccess to fantastic community amenities including pool, hot tub and clubhouse perfect for social gatherings and leisure activities. Financing incentives if you use builders preferred lender.

What to check on this one

  • Verify final HOA docs, amenity access rules, and any builder-imposed restrictions post-closing
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE zone
  • Request builder's structural/mechanical warranty coverage and transfer terms
  • Review Dream Finders Homes construction timeline, warranty details, and punch-list process
  • Confirm short-term rental allowance in writing—verify no future HOA/builder restrictions

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,837/mo
Property tax (1.1% eff., Flagler Co.)$324/mo
Homeowners insurance (est.)$292/mo
HOA$337/mo
All-in monthly (est.)$2,790/mo

Loan $283,192 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PONTE VEDRA CLUB REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 6:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.