Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$629,900

104 BAY HILL Court, Ponte Vedra Beach, FL 32082

Fairfield

Price
$629,900
Beds / Baths
3 / 2
Living area
1,807 sqft
Year built
1989
Type
Residential
Lot
0.18 ac
Garage
2
HOA
$182/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
124

$349/sqft asking, vs a $402/sqft median across 897 closed sales in 32082 over the last 12 months — 13% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Explore this single-family home located on a cul-de-sac lot with water views in the gated community of Fairfield in Ponte Vedra Beach, FL. The home features luxury vinyl plank flooring, a spacious kitchen with stainless steel appliances and a breakfast nook, a separate dining area, and an open living room with a fireplace that leads to a rear enclosed Florida room with heating and cooling. The primary suite includes a walk-in closet and an en-suite bathroom with dual sinks, a garden tub, and a separate walk-in shower. Additional features include an interior laundry area, a two-car garage, a rear paver patio, and a front paver driveway. The property is located within a short distance of Mickler's Landing, which provides public beach access.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for waterfront property.
  • Request roof inspection report; 1989 home may need replacement soon.
  • Obtain 4-point inspection and wind-mitigation report for insurance underwriting.
  • Review HOA documents, CC&Rs, rental restrictions, and reserve study.
  • Confirm plumbing type (polybutylene/cast-iron issues common in 1989 builds).
  • Verify HVAC age and service history; request maintenance records.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,268/mo
Property tax (1.1% eff., St. Johns Co.)$577/mo
Homeowners insurance (est.)$367/mo
HOA$182/mo
All-in monthly (est.)$4,394/mo

Loan $503,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CORE REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 8:21 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.