Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$295,000

228 RIVER ISLAND Circle, St. Augustine, FL 32095

Eagle Creek

Price
$295,000
Beds / Baths
2 / 2
Living area
1,020 sqft
Year built
1997
Type
Residential
Lot
0.12 ac
Garage
1
HOA
$62/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
124
Elementary
Palencia
Middle
Sebastian
High school
St. Augustine

$289/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 41% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this beautifully maintained 2-bedroom, 2-bath single-family home offering comfort, style, and convenience in a quiet, well-kept community with low HOA fees. Inside, you'll find an open floorplan that creates a bright and spacious feel, perfect for both everyday living and entertaining. The home features newly remodeled bathrooms, recent interior paint, and a climate-controlled garage that adds valuable flex space for storage, hobbies, or a home gym. Designed for low-maintenance living, this property is ideal for those seeking peace of mind in a safe and serene setting. Conveniently located just minutes from downtown, shopping, dining, and the beaches, this move-in ready home offers the best of easy Florida living. USDA eligible!

What this home really costs per month

Principal & interest$1,531/mo
Property tax (1.1% eff., St. Johns Co.)$270/mo
Homeowners insurance (est.)$292/mo
HOA$62/mo
All-in monthly (est.)$2,155/mo

Loan $236,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BEACH STATE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 7, 2026, 2:02 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.