Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$815,000

275 FRESHWATER Drive, St. Johns, FL 32259

Julington Lakes

Price
$815,000
Beds / Baths
4 / 3
Living area
3,244 sqft
Year built
2019
Type
Residential
Lot
0.2 ac
Garage
3
HOA
$188/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
115
Elementary
Freedom Crossing Academy
Middle
Freedom Crossing Academy
High school
Creekside

Welcome to this beautifully appointed Terrano Carolina model by Toll Brothers, located on a serene preserve lot in the highly sought-after Julington Lakes community of St. Johns, FL. This 4-bedroom, 3-bathroom home offers a perfect blend of elegance and comfort, with gorgeous wood flooring flowing throughout the main level, where you'll find a private office and a convenient guest bedroom. Upstairs, a spacious loft provides a versatile retreat alongside the luxurious primary suite and two additional bedrooms. Meticulously maintained and truly move-in ready, the home showcases fresh coastal-modern design with thoughtful architectural details throughout. Beyond the home, residents enjoy the charm of a gated community rich with amenities, including a clubhouse, fitness center with yoga room, resort-style pool with lap lanes, tennis and basketball courts, and a welcoming pavilion overlooking the kayak and paddleboard launch. This is more than a home--it's a lifestyle.

What to check on this one

  • Verify exact flood zone and elevation certificate for preserve lot
  • Request HOA docs: rental restrictions, reserve study, special assessments
  • Confirm roof warranty details and any manufacturer coverage remaining
  • Review Julington Lakes CDD bond status and remaining payoff amount
  • Inspect all wood flooring for moisture or damage given preserve proximity

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,229/mo
Property tax (1.1% eff., St. Johns Co.)$747/mo
Homeowners insurance (est.)$475/mo
HOA$188/mo
All-in monthly (est.)$5,639/mo

Loan $652,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 7:24 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.