$222,500
4145 QUIET CREEK Loop, Middleburg, FL 32068, Middleburg, FL 32068
Ravines
- Price
- $222,500
- Beds / Baths
- 3 / 2
- Living area
- 1,234 sqft
- Year built
- 1985
- Type
- Condo
- Lot
- 0.04 ac
- Garage
- 1
- HOA
- $427/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 123
- Elementary
- Shadowlawn
- Middle
- Lake Asbury
- High school
- Middleburg
Welcome to this 3 bedroom, 2 bath, 1,234 sf updated condo in the gated community of Creek Hollow at The Ravines, offering a comfortable blend of updates and inviting living spaces. The entry opens to an renovated kitchen featuring granite counters, stainless steel appliances, white shaker cabinets, and recessed lighting, with a dining area just beyond. An office sits off the dining space, providing flexibility for work or hobbies. The family room includes a fireplace and flows into the bright Florida room with tile flooring and skylights, overlooking a peaceful wooded backdrop. Bedrooms 2 and 3 are newly carpeted, and the updated guest bath features a white shaker vanity and granite countertop. The primary bedroom offers a vaulted ceiling, new carpet, a large closet with additional storage space, and nearby upstairs laundry with washer and dryer conveying. Enjoy low maintenance living in a quiet setting with room to make it your own. Come see why this one feels like home!
What to check on this one
- Obtain condo declaration, bylaws, reserve study, and latest financial statements from HOA.
- Request milestone inspection report and SIRS (structural integrity reserve study) status from HOA.
- Verify roof age and confirm current insurance eligibility; get 4-point inspection quote.
- Confirm flood zone designation with Clay County Property Appraiser; obtain elevation certificate if needed.
- Review HOA rental restrictions and short-term-rental policy before purchase.
- Inspect plumbing materials (cast-iron/polybutylene risk for 1985 build); get licensed plumber walk-through.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $178,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 15, 2026, 2:52 AM.
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