Ask Ben.
Ask Ben.
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Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$476,000

104 SURFVIEW Drive 2203, Palm Coast, FL 32137

Surf Club Condos

Price
$476,000
Beds / Baths
2 / 2
Living area
1,158 sqft
Year built
1992
Type
Condo
Lot
0.36 ac
Garage
2
HOA
$712/mo
CDD
No
Flood zone
Unknown
County
Flagler
Days on market
125

$411/sqft asking, vs a $269/sqft median across 30 closed sales in 32137 over the last 12 months — 53% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Oceanfront living meets investment potential in this beautifully renovated 2BR/2BA condo in the gated Surf Club community. Enjoy breathtaking Atlantic views, brand-new flooring, and an updated kitchen with quartz countertops, white shaker cabinets, and modern finishes. The spacious owner's suite features two walk-in closets and a newly renovated walk-in shower (2026). The guest bedroom includes a queen bed and bunk beds, making it ideal for family getaways or vacation rental guests. Resort-style amenities include private beach access, 3 pools, tennis & pickleball courts, grilling areas, garage parking, kayak storage, and private access to the Matanzas River. Whether you're looking for a personal retreat, second home, or income-producing vacation property, this turnkey condo offers the ultimate Florida coastal lifestyle. HOA fees include water, basic cable, internet, and amenities.

What this home really costs per month

Principal & interest$2,470/mo
Property tax (1.1% eff., Flagler Co.)$436/mo
Homeowners insurance (est.)$292/mo
HOA$712/mo
All-in monthly (est.)$3,910/mo

Loan $380,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.